他们是怎么用奶牛母猪，融资几百万的？

Core Insights - The exploration of using livestock, such as cows and sows, as lease assets for financing is gaining traction, with companies like China Railway Construction Capital Holdings Group launching "biological leasing" services to address valuation and regulatory challenges [1][3] - The practice of including biological assets in financing leases is not new, with historical precedents dating back to 2015, indicating a growing acceptance of livestock as eligible lease assets [2] - The promotion of this model is supported by government policies aimed at expanding the scope of lease assets to include biological assets, which has led to various financing projects across the agricultural sector [3][4] Group 1 - The recent launch of "biological leasing" by China Railway Construction Capital involves using breeding cows as lease assets to provide financing solutions for enterprises [1] - In August 2025, Beijing Agricultural Investment Leasing Company utilized "breeding sows" as lease assets for a 2 million yuan sale-leaseback project, showcasing the potential of biological asset financing [1] - Industry experts believe that financing lease innovations for biological assets open new channels for the development of agriculture, forestry, and animal husbandry [1] Group 2 - The inclusion of biological assets in financing leases has been established since 2015, with a notable case involving a financing lease company and 200 cows, marking the beginning of this trend [2] - Not all biological assets qualify as lease assets; only productive biological assets with sustainable usage characteristics are deemed eligible, while public and consumable biological assets are excluded [2] - Cows are recognized as productive biological assets, making them suitable for leasing arrangements [2] Group 3 - Continuous policy support has been crucial for the promotion of biological asset leasing, with the State Council issuing guidelines in 2015 to explore the inclusion of biological assets in leasing [3] - In December 2025, a joint notice from the People's Bank of China and other regulatory bodies encouraged financial leasing companies to consider modern agricultural facilities and livestock as eligible lease assets [3] - The financing leasing exploration is also expanding to include well-known fruits and economic crops, further broadening the scope of agricultural financing [3] Group 4 - The release of policy benefits has led to successful case implementations, such as a 110 million yuan financing lease project for economic forest trees in Jiangxi [4] - Silver Sea Leasing has replicated its biological asset financing model across various agricultural sectors, supporting projects like ecological tea gardens and orange orchards [4] - Utilizing productive biological assets as lease objects aligns with the core attributes of financing leasing, providing essential financial support to small and medium-sized agricultural enterprises and contributing to rural revitalization [4]