Group 1 - The global economy is rapidly transitioning into a data-driven digital economy, where data is becoming a new type of production factor that is quantifiable, tradable, and valuable [1] - The financial industry, as a data-intensive sector, faces unprecedented transformation opportunities, requiring a shift from "business generates data" to "data drives business" [1][2] - Data assets possess unique attributes such as non-consumability, strong reusability, and near-zero marginal costs, which can empower core financial processes like risk control, pricing, investment research, and operations [1] Group 2 - The financial industry is tasked with exploring pathways for data assetization, progressing from resource to asset to capital, to support the development of new productive forces [2] - The bond market is actively exploring data capitalization, with data asset-backed securities (ABS) expected to emerge as a significant practice by 2025, providing new financing options for light-asset enterprises [2] - Key challenges remain in fully utilizing data assets, including unclear data ownership, lack of valuation systems, and ambiguous safety and compliance boundaries, necessitating a systematic data asset management framework [2]
激活数据资产价值 服务新质生产力发展
Xin Lang Cai Jing·2026-01-08 09:40