律所主任“借款”数亿后失联 “诉讼保全”成幌子？

Core Viewpoint - The article discusses the disappearance of Wang Zhi, the head of Beijing Qunyi Law Firm, who allegedly operated a fraudulent investment scheme targeting elderly individuals, resulting in significant financial losses for hundreds of victims [1][2]. Group 1: Business Model and Operations - Wang Zhi promoted a "litigation preservation" business model, attracting funds through high-interest loans and family legal service contracts, promising monthly returns and using lottery incentives to encourage further investments [1][2]. - The law firm primarily targeted elderly clients, offering legal services and promoting investment opportunities that were perceived as stable and secure, leading many to invest their retirement savings and other funds [3][4]. - The firm had a dual structure with a sales team soliciting investments and lawyers handling legal cases, with a focus on simple legal matters such as wills and marriage [4]. Group 2: Financial Details and Contracts - The total amount involved in the outstanding loans is reported to exceed 900 million yuan, with hundreds of victims already registered [1][5]. - The loan contracts initially had interest rates as high as 16%, which were later reduced to 11% before Wang's disappearance, with terms allowing for extensions up to five years [5]. - The firm’s promotional materials claimed a 70.235% fund utilization rate and a gross profit of approximately 5.93 million yuan from their operations [8]. Group 3: Legal and Ethical Concerns - Legal experts have raised concerns about the legitimacy of the "litigation preservation" model, suggesting it may be fundamentally flawed and akin to a Ponzi scheme [2][9]. - The law firm’s claims regarding the safety and legality of their operations have been challenged, with indications that the funds were not being used as stated and that the firm lacked proper legal authority to operate in the manner described [9][10]. - The insurance policy mentioned as a safety net for clients is unrelated to the actual legal processes involved in litigation preservation, further questioning the firm's practices [10].