Group 1 - Klarna Group plc (NYSE:KLAR) is recognized as a promising stock by Wall Street, with Keefe Bruyette lowering its price target to $45 from $52 while maintaining an Outperform rating [1][3] - The company reported total revenue of $903 million in Q3 2025, driven by a 51% year-over-year revenue increase in the US and a 43% rise in US GMV [2] - The Fair Financing product was a significant contributor to Klarna's success, with GMV growing by 139% globally and 244% in the US, as the number of merchants offering the product tripled to 151,000 [2] Group 2 - Klarna has achieved operational efficiency through AI, reducing its total headcount by 47% while increasing revenue per employee to $1.1 million [3] - The AI assistant at Klarna performs work equivalent to 853 full-time roles, saving an estimated $60 million annually, allowing the company to maintain flat operating expenses despite 108% revenue growth [3] - The Klarna Card has reached 3.2 million active users, generating four times more revenue per customer compared to standard active users [3] Group 3 - Klarna operates as a digital bank and flexible payments provider across multiple regions including the UK, US, Germany, and Sweden [4] - While Klarna shows potential as an investment, there are AI stocks perceived to offer greater upside potential with less downside risk [4]
Keefe Bruyette Lowers Klarna (KLAR) PT to $45 Due to Sector-Wide Valuation Adjustments