上海尝鲜数字人民币“碳普惠”

Core Viewpoint - The introduction of the "Carbon Inclusive" program within the digital RMB app aims to encourage low-carbon behaviors among consumers by allowing them to earn carbon credits for eco-friendly actions, which can be converted into digital RMB [1][3][4]. Group 1: Carbon Inclusive Program - The "Carbon Inclusive" service quantifies low-carbon actions, such as riding shared bikes or using public transport, into carbon credits that can be exchanged for digital RMB [3][4]. - Users can activate the service through the digital RMB app, linking it to their accounts on participating platforms like Metro, Hello Chuxing, and T3 Chuxing, which will automatically track their low-carbon activities [3][4]. - The program is expected to enhance user engagement with digital RMB, promoting a positive cycle among policy, market, and users, while also supporting the dual carbon goals [4]. Group 2: Future Expansion and Features - The digital RMB management center plans to expand the "Carbon Inclusive" service to more cities and low-carbon scenarios, creating a collaborative network across multiple regions [5]. - The upgraded digital RMB app (version 2.0) will offer interest on balances in real-name wallets and include digital RMB deposits under deposit insurance, ensuring consumer protection [5]. - As of November 2025, the digital RMB has processed 3.48 billion transactions totaling 16.7 trillion RMB, with 230 million personal wallets opened, indicating significant adoption and application across various sectors [5].