力争3年左右 看病缴费不再“排长队”

Core Viewpoint - The National Medical Insurance Administration aims to enhance payment convenience in healthcare by implementing various payment methods over the next three years, addressing long-standing issues faced by the public regarding payment processes [1][2]. Payment Methods - Facial Recognition Payment: Allows patients to complete identity verification and payment without physical cards or smartphones, particularly benefiting elderly individuals who may struggle with technology [2]. - Unified Code Payment: Enables a single scan to simultaneously handle medical insurance reimbursement, personal account payments, and out-of-pocket expenses, streamlining the payment process [2]. - Mobile Payment: Patients can complete the entire process of appointment booking, payment, and insurance reimbursement through mobile apps or mini-programs, reducing the need for physical queues [2]. - Credit Payment: Allows patients to receive medical services first and pay later, with banks covering the cash portion upfront, which is particularly useful for elderly patients [2]. Implementation Timeline - The initiative will see the first batch of cities implementing these payment methods by 2026, with a goal of achieving provincial coverage by 2027 and full implementation in eligible medical institutions by 2028 [2]. Broader Context - Recent upgrades in medical insurance services include direct settlement for cross-province medical care, sharing of medical imaging data, and the development of a convenient payment system, all aimed at alleviating public concerns regarding healthcare access [3]. - The establishment of a convenient payment system is expected to enhance the management of medical institutions, improve patient flow, and contribute to a more robust social credit system [3].