国家医保局：推进刷脸支付、一码支付等

Core Insights - The National Healthcare Security Administration (NHSA) is set to advance a convenient payment system for medical services, aiming for a comprehensive implementation within three years [1][2] Group 1: Payment Methods - Four payment methods will be introduced to address different payment challenges faced by various demographics: facial recognition payment, one-code payment, mobile payment, and credit payment [1] - Facial recognition payment allows users to complete identity verification and payment without physical cards or smartphones, targeting elderly individuals who may struggle with technology [1] - One-code payment enables simultaneous completion of medical insurance reimbursement, personal account payments, and out-of-pocket expenses through a single scan, streamlining the payment process [1] - Mobile payment facilitates the entire process of appointment booking, payment, and reimbursement through apps or mini-programs, particularly benefiting individuals with mobility issues [1] - Credit payment allows for upfront payment of out-of-pocket expenses by banks within a pre-approved credit limit, enabling patients to receive care before settling their bills [1] Group 2: Implementation Timeline - The NHSA has outlined a clear timeline for the rollout of these payment systems, with at least two pilot cities in each province by 2026 [1] - By 2027, the goal is to achieve provincial coverage in the initial pilot areas, with full implementation in eligible medical institutions by 2028 [1] Group 3: Benefits to Healthcare System - The establishment of a convenient payment system is expected to enhance the management of healthcare institutions, improve patient flow, and optimize the use of quality medical resources [2] - The initiative will also extend credit scenarios from financial consumption to the public welfare sector, contributing valuable behavioral data to the social credit system [2]