力争3年左右让看病缴费不再“排长队”

Core Viewpoint - The National Medical Insurance Administration aims to enhance payment convenience for medical services through various innovative payment methods, targeting to establish a comprehensive payment system within three years [1][3]. Group 1: Payment Methods - Face recognition payment allows for identity verification and payment without physical cards or smartphones, particularly benefiting elderly individuals who may forget their cards or struggle with technology [2]. - One-code payment enables simultaneous completion of medical insurance reimbursement, personal account payments, and out-of-pocket expenses, streamlining the payment process for patients [2]. - Mobile payment facilitates the entire process of appointment booking, payment, and insurance reimbursement through mobile apps or mini-programs, catering to individuals with mobility challenges [2]. - Credit payment allows insured individuals to have their out-of-pocket expenses covered by banks within a pre-approved credit limit, enabling them to receive medical care first and settle payments later [2]. Group 2: Implementation Timeline - The initial rollout will involve at least two cities from each province, with a target for the first regions and designated medical institutions to be operational by 2026 [2]. - By 2027, the goal is to achieve provincial coverage, and by 2028, all eligible designated medical institutions within the province will be fully operational [2]. Group 3: Broader Implications - The establishment of a convenient payment system is expected to enhance the management of medical institutions, improve patient flow, and optimize the use of quality medical resources [3]. - The initiative also aims to extend credit scenarios from financial consumption to the public welfare sector, contributing valuable behavioral data to the social credit system [3].