Here’s the Net Worth You’ll Need To Be Considered Wealthy in 2035
Yahoo Finance·2026-01-07 16:05

Core Insights - The wealth of the top 1% in the U.S. is projected to reach nearly $52 trillion by mid-2025, with the total wealth of the top 10% estimated at almost $113 trillion, reflecting a 17% increase from approximately $96.5 trillion two years prior [1][2] Group 1: Wealth Distribution - The minimum net worth for households in the top 10% is about $1.8 million as of 2023, with projections indicating that this threshold will rise to at least $2.1 million by 2025 due to continued wealth growth [2] - The share of household wealth held by the bottom 50% has increased from 1.1% to 2.5% over the past decade, amounting to just over $4 trillion, highlighting a significant disparity where the bottom half of the population holds only about one-thirteenth of the wealth of the top 1% [4] Group 2: Income Growth and Economic Pressure - Higher-income households experienced a 4% annual wage growth in September, significantly outpacing the 1.4% growth for lower-income households, indicating a widening gap in economic well-being [5] - The pressure on lower-income households is exacerbated by a challenging labor market, suggesting that small salary increases alone are insufficient for wealth accumulation, especially in the context of ongoing inflation [6] Group 3: Investment Strategies - To achieve significant wealth, individuals are encouraged to increase their investment contributions, as those at the top typically have higher proportions of their wealth in real estate, stocks, mutual funds, and business equity [7]