2025年银行网点数量增长“意外转正”

Group 1 - The core viewpoint of the articles highlights a significant transformation in the banking sector, characterized by a net increase in bank branches for the first time in three years, despite a large number of closures [1][2][3] - In 2025, a total of 7,871 bank branches were closed, while 8,494 new branches were established, resulting in a net increase of 623 branches [1][3] - The closures were primarily concentrated in rural financial institutions, with 5,400 branches from rural commercial banks shutting down, while state-owned banks closed over 900 branches [1][2] Group 2 - The reduction in bank branches is linked to the large-scale consolidation of the rural credit system, with 377 banks being dissolved or merged by December 2025, surpassing the total for 2024 [2] - New branches are strategically located in key areas such as county regions and community services, focusing on specialized services like elderly care and government collaboration [3][4] - The banking sector is moving towards a model of "dynamic stability" in branch numbers, with ongoing structural adjustments and functional upgrades to better meet regional economic needs and customer characteristics [3][4]