何以“开正门 堵偏门”：透视校园贷治理 中国金融出版社《校园贷多元治理研究》速览

Core Viewpoint - The governance of campus loans is crucial for students' academic success and requires a multi-faceted approach involving various stakeholders and strategies [1][4]. Group 1: Research Findings - The "Research on Multi-dimensional Governance of Campus Loans" book presents findings from a four-year study by the Chinese Academy of Social Sciences, focusing on the supply-demand situation and regulatory policies of campus loans [1][2]. - The project emphasizes the importance of judicial guidance in addressing civil and criminal cases related to campus loans, proposing a judicial-led governance path [2][3]. - The book scientifically defines the concept of campus loans and critiques the current "one-size-fits-all" regulatory policies, advocating for a more nuanced approach [2][3]. Group 2: Practical Implications - The research provides practical insights for students on how to navigate campus loans, including recognizing fraud and understanding legal rights [3][4]. - It highlights the need for collaboration among legislative, enforcement, and educational institutions to effectively govern campus loans and protect students [4]. Group 3: Methodological Approach - The study employs various research methods, including surveys, data analysis, and case studies, to provide a comprehensive understanding of campus loan governance [3].