上海农商行董事长徐力的署名文章写得很优美！很有意思

Core Insights - Shanghai Rural Commercial Bank emphasizes creating value for customers and enhancing public trust in finance through professional and accessible services [3] - The bank's strategy focuses on reform-driven development, value creation through service, and identifying market opportunities by addressing social pain points [3] - Despite a decline in revenue, the bank managed to achieve a slight increase in net profit, indicating resilience in its financial performance [4] Financial Performance - For the first three quarters of 2025, Shanghai Rural Commercial Bank reported operating revenue of 19.831 billion yuan, a year-on-year decrease of 3.18% [4] - The bank's net profit attributable to shareholders reached 10.567 billion yuan, reflecting a year-on-year increase of 0.78% [4] - Revenue growth from 2019 to 2024 showed fluctuations with increases of 5.59%, 3.61%, 9.64%, 6.05%, 3.07%, and 0.86% respectively [4] Competitive Position - Shanghai Rural Commercial Bank has been a strong competitor alongside Chongqing Rural Commercial Bank, with both being top players among rural commercial banks in China [4] - In the first three quarters of 2025, Chongqing Rural Commercial Bank surpassed Shanghai Rural Commercial Bank with a net profit of 10.694 billion yuan, highlighting a close competition between the two [4] - The slight profit margin difference indicates that Shanghai Rural Commercial Bank remains a formidable player in the industry, with potential for regaining its leading position [4]