邮储银行获评数据管理能力成熟度最高等级认证

Core Insights - The DCMM (Data Management Capability Maturity Model) is China's first national standard in the data management field, establishing a recognized certification system for data management maturity [1] - Postal Savings Bank of China has achieved the highest level five certification (Optimization Level) in the latest DCMM assessment, indicating its data management capabilities are at an industry-leading level [1] Data Governance - The bank has embraced the "governance as service" development philosophy, enhancing data accessibility and usability across various business scenarios [1] - Implementation of "large models + knowledge graphs" has enabled intelligent tracing of data lineage, ensuring deep integration and intelligent empowerment of management systems related to standards, quality, and security [1] Data Empowerment - Postal Savings Bank has established a five-level data architecture covering "foundation—industry—enterprise—field—scenario," creating a comprehensive data asset system unique to the bank [2] - The bank has developed a retail intelligent marketing system leveraging big data and large models, enhancing customer acquisition through precise models and optimizing product recommendations [2] - Continuous optimization of anti-fraud intelligent models supports the identification of high-risk transactions, transforming data assets into core business drivers [2] Future Outlook - The bank aims to maintain its commitment to "finance for the people," translating technological advancements into perceptible financial services that benefit various industries and households [2]