OptimumBank Announces Q1 2026 Owner-Occupied Commercial Real Estate Promotion

Core Viewpoint - OptimumBank has launched a limited-time financing promotion for owner-occupied commercial real estate, offering competitive loan terms to support growing businesses [1][2][3] Group 1: Promotion Details - The promotion allows qualified borrowers to secure up to 80 percent loan-to-value at an interest rate of SOFR plus 2.67 percent, with a one-quarter point fee [1][3] - The promotional pricing is available for loan applications completed and submitted by March 31, 2026 [2][3] Group 2: Eligibility and Requirements - To qualify, the minimum purchase price must be one million dollars, and borrowers must establish deposit relationships with OptimumBank [4] - All loans are subject to credit approval and underwriting guidelines, with additional restrictions potentially applying [4][5] Group 3: Company Background - OptimumBank, founded in 2000 in Ft. Lauderdale, Florida, focuses on service-oriented banking with reasonable fees, aiming to support economic development and community partnerships [6]