digihuman(BJ:835670) Zheng Quan Ri Bao·2026-01-09 16:47Core Insights - The launch of the "Carbon Inclusive" service marks the beginning of the "2.0 era" for digital RMB, indicating a shift towards deeper ecosystem development and systematic operations [1][3] Group 1: Digital RMB 2.0 Era - The digital RMB app was upgraded to version 2.0 on January 2, 2026, and the "Carbon Inclusive" service was launched on January 8, 2026, focusing on green finance applications [1][2] - The "Carbon Inclusive" service allows users to earn carbon credits for low-carbon activities, which can be converted into digital RMB, enhancing user engagement and promoting sustainable behaviors [2][3] Group 2: Strategic Upgrades - The introduction of interest on real-name wallet balances signifies a transition from "digital cash" (M0) to "digital deposit currency" (M1), enhancing the value storage function of digital RMB [3] - The combination of the "Carbon Inclusive" program and interest-bearing wallets is seen as a dual engine driving the accelerated adoption of digital RMB, integrating it into daily life and green development [3] Group 3: Future Trends - The People's Bank of China has outlined a new management and service framework for digital RMB, set to be implemented on January 1, 2026, with significant transaction volumes already recorded [4][5] - Future trends for digital RMB include accelerated scaling, expanded application scenarios, enhanced cross-border payment capabilities, and improved regulatory frameworks, positioning it as a key infrastructure for global payments [5]