贵州推出医保新政支持生育

Core Viewpoint - The new policy aims to enhance maternity insurance coverage and standardize benefits for both employed and unemployed spouses of male workers in Guizhou Province, effective from January 1, 2026 [1] Group 1: Policy Enhancements - The policy specifies that male workers participating in urban and rural resident basic medical insurance will have their unemployed spouses' maternity medical expenses covered at the same rate as insured female workers [1] - For male workers not participating in basic medical insurance, their unemployed spouses will receive maternity medical expenses at 50% of the insured female workers' rate [1] Group 2: Maternity Benefits Standardization - The unified conditions for maternity benefits state that insured employees must have paid employee medical insurance for a continuous period of 12 months before childbirth or termination of pregnancy [1] - The policy establishes a standard for unemployed individuals receiving the same maternity insurance benefits as employed workers, including maternity medical and maternity allowance [1] Group 3: Management and Service Optimization - The policy mandates direct payment of maternity allowances to individuals, ensuring that maternity allowances are distributed directly to employees across the province [1] - It clarifies the time limits for claiming maternity allowances, allowing female employees to receive monthly payments during maternity leave or a lump sum after the leave ends [1] - The policy promotes the inclusion of maternity medical expenses in payment method reforms [1] Group 4: Transitional Periods - Areas with existing continuous payment durations that differ from the new policy will have a transitional period, with specific durations set for various cities, such as a maximum of 6 months for Guiyang, Zunyi, Liupanshui, and Tongren, and up to 11 months for Bijie, Qiannan, and Anshun [2]