The ACA Subsidy Cliff Is Back. Here's What You Can Do To Avoid It

Key Takeaways If you're planning to buy or have already bought health insurance off the exchange this year, your premiums may have surged. And if you're not careful, you could be on the hook for a huge tax bill next year. At the start of the year, enhanced premium tax credits, a type of subsidy for Affordable Care Act (ACA) premiums, expired. These temporary subsidies were enacted in 2021 and reduced the cost of health insurance premiums for those making more than 400% of the federal poverty level (FPL)—or ...