医保个人账户跨省共济，将全国推行！异地近亲属就医购药，可直接支付

Core Points - The National Healthcare Security Administration and the Ministry of Finance have issued a notice to optimize the personal account mutual aid policy for employee basic medical insurance, expanding the mutual aid scope from provincial to national level [1][2] - The mutual aid relationship can be voluntarily established or dissolved, allowing employees to create mutual aid connections with multiple close relatives [3] Group 1: Cross-Province Mutual Aid - Cross-province mutual aid allows funds in the personal accounts of employee insurance participants to be used by family members in different provinces, such as children working away from home [2][3] - Eligible close relatives include spouses, parents, and children, who must also be participants in basic medical insurance [2] Group 2: Establishment and Management of Mutual Aid Relationships - Mutual aid relationships can be established or dissolved through the National Healthcare Service Platform, and they will automatically terminate if any party's insurance relationship changes [3] - Funds from mutual aid can be used for personal medical expenses, resident insurance, and long-term care insurance payments, with unused amounts returned to the mutual aid contributor's account upon relationship termination [3] Group 3: Implementation and Previous Trials - Prior to this nationwide rollout, cross-province mutual aid was piloted in certain areas of provinces such as Hebei, Jiangsu, Anhui, Shandong, and Henan [4]