Here's What Medicare Part A Costs in 2026

Summary of Medicare Part A Costs in 2026 Core Insights - Medicare Part A costs are increasing in 2026, impacting enrollees despite not having a premium for coverage. Understanding these costs is crucial for financial planning. Cost Breakdown - The inpatient deductible for Medicare Part A has risen to $1,736 in 2026, up from $1,676 in 2025 [3]. - The daily hospital coinsurance rate for days 61 through 90 of a hospital stay is now $434, an increase from $419 in 2025 [4]. - For hospital stays beyond 90 days, the daily coinsurance rate for lifetime reserve days is $868, up from $838 last year [5]. - The daily coinsurance rate for skilled nursing care has increased to $217 in 2026, compared to $209.50 last year [6]. Financial Planning - It is essential for Medicare enrollees to be aware of these rising costs associated with Part A, as they can significantly impact out-of-pocket expenses [7]. - Enrollees are encouraged to consider a Medigap policy to help cover these costs, which can include high deductibles and coinsurance [7].