Dave Ramsey: The Importance of Recognizing a Problem

Anna Webber | Getty Images Key Points A Walmart worker earning $20/hour uses cash advance apps charging $1.99 to $9.99 per transaction while carrying $3K in credit card debt and owing the IRS $4K. Cash advance apps create steep effective APRs that worsen cash flow problems by reducing subsequent paychecks. Ramsey advises cutting restaurant spending and refusing cash advances to break the cycle of living paycheck to paycheck. Have You read The New Report Shaking Up Retirement Plans? Americans are a ...