Zheng Quan Shi Bao·2026-01-11 02:08Core Viewpoint - Gold prices have continued to rise, with COMEX gold futures increasing by 1.29% to $4518.4 per ounce, marking a weekly increase of 4.34% [1] Group 1: Gold Price Trends - Gold prices have consistently risen since January 2026, surpassing the $4500 mark, leading to increased trading risks [1] - The rise in gold prices has prompted major Chinese banks, such as Bank of China and Industrial and Commercial Bank of China, to issue warnings and adjust trading rules [1] Group 2: Warnings on Illegal Trading Platforms - Bank of China has alerted the public about illegal trading platforms that promote "gold investment" and "gold pre-pricing," which are essentially scams [2] - These platforms often promise low entry barriers and high returns, misleading users into believing they are investing in gold when they are actually gambling [2] - The bank emphasizes that funds deposited in these platforms are not secure, and the platforms can easily disappear with the funds [2] Group 3: Regulatory Adjustments by Banks - Industrial and Commercial Bank of China has raised the minimum investment amount for its gold accumulation business from 1000 yuan to 1100 yuan, effective January 8, 2026 [4] - The bank will also adjust the risk rating for personal customers engaging in gold accumulation, requiring a risk assessment to achieve a C3-balanced rating or higher [5] - Previously, customers only needed a C1-conservative rating to engage in gold accumulation activities [5] Group 4: Market Insights - Industry experts indicate that with gold prices at high levels, short-term volatility risks have increased, necessitating that investors possess adequate risk tolerance [6] - The C3-balanced rating is defined as being able to accept a certain degree of asset value fluctuation and potential investment losses, aligning with the risk characteristics of related gold products [6]