避险情绪助推黄金投资热，银行布局结构性存款产品

Group 1 - The core viewpoint of the article highlights the increasing interest in gold investments driven by market risk aversion, leading banks to launch gold-linked structured deposit products to attract investors [1] Group 2 - Jiangsu Bank has introduced two gold-linked structured deposit products with terms of 3 months and 6 months, requiring a minimum investment of 10,000 yuan, with expected annualized returns of 1%/1.89%/2.09% [1] - China Merchants Bank has launched the "Dianjin" series of products with terms ranging from 7 days to 181 days, offering expected annualized returns of 1%/1.27%/1.47% based on gold price fluctuations [1] - DBS Bank has also entered the market with a 12-month bullish gold structured deposit, providing annualized returns of 1.5%/4% and a minimum subscription amount of 10,000 USD [1]