中国太保“大康养”战略启航 锚定“1234”战略框架

Core Viewpoint - The "14th Five-Year Plan" emphasizes actively addressing population aging and advancing the construction of a healthy China, marking a golden development period for the health and wellness industry driven by policy support and demand [1] Group 1: Strategic Framework - China Pacific Insurance (CPIC) has established the "1234" strategic framework focusing on building an integrated health and wellness ecosystem as a strategic direction [2] - The new strategy emphasizes the synergy between insurance investment and health services, implementing three core strategies: growth symbiosis, scenario integration, and value co-creation [2] - Growth symbiosis focuses on medical insurance collaboration, improving pension layouts, and seizing policy opportunities to enhance health insurance and pension financial services [2] Group 2: Health Insurance Market - CPIC aims to capture growth opportunities in the health insurance market by focusing on personal account medical insurance and the combination of employee benefits and health services [2] - The company is closely monitoring national policies for long-term care insurance and upgrading product service combinations to optimize health insurance product layouts [2] Group 3: Pension Financial Development - CPIC is committed to enhancing the three pillars of pension security, strengthening the first pillar's investment capabilities, expanding the second pillar's customer coverage, and optimizing the third pillar's product-service combinations [3] - The company promotes synergy between the second and third pillars to enhance pension finance and health service capabilities [3] Group 4: Specialized Health Services - CPIC is transitioning its health services from a comprehensive to a specialized approach, developing distinctive service features based on the strengths of each entity [4] - The company has established a full-service chain from prevention to rehabilitation, including various health services such as online medical consultations and home care [4] - Future efforts will focus on deepening the integration of health services with the main business, enhancing customer engagement, and optimizing operational costs [4] Group 5: Future Outlook - As the "Big Health" strategy progresses, CPIC will continue to enhance the integration of health services with its insurance business, improving service quality and professional capabilities [5] - The company aims to explore new paths and models for the development of the health and wellness industry, contributing to the construction of a healthy China and addressing population aging [5]