山西银行4.16亿股股权，上架拍卖！5年清退33户“不合格”股东

Core Viewpoint - The auction of shares held by Zhongrong Xinda Group in Shanxi Bank is a significant event, driven by the group's poor reputation and financial difficulties, leading to the need for finding qualified investors through this auction [1][6]. Group 1: Auction Details - The auction for 415,986,452 shares of Shanxi Bank, held by Zhongrong Xinda, has a starting price of 417 million yuan [1]. - As of January 11, the auction has attracted over 1,100 views, with 18 individuals setting reminders, but no bids have been placed yet [2]. - The shares represent Zhongrong Xinda's entire stake in Shanxi Bank, which accounts for 1.61% of the bank's total shares [5]. Group 2: Financial Context - The auction is primarily related to a debt dispute between Zhongrong Xinda and financial institutions, with the execution amount set at 459 million yuan [5]. - Zhongrong Xinda acquired a 14.29% stake in Jincheng Bank for 755 million yuan in 2015, later becoming the fourth largest shareholder in Shanxi Bank after a merger in 2021 [5]. - Since 2018, Zhongrong Xinda has faced severe liquidity issues, leading to frequent bond defaults and an expanding debt scale [6]. Group 3: Shareholder Management - Shanxi Bank has been actively clearing out shareholders with negative behaviors, having removed 33 such shareholders in the past five years [7]. - The bank's management emphasizes strict criteria for new shareholders, including good financial health and a solid governance structure [7]. - As of the end of 2024, the actual controller of Shanxi Bank is the Shanxi Provincial Finance Department, with the top three shareholders holding 59.09%, 7.33%, and 3.03% of the shares, respectively [7].