“个人医保云”试点申报启动！

Group 1 - The core idea of the news is the launch of the "Personal Medical Insurance Cloud" pilot program by the National Medical Insurance Administration, aimed at creating a new paradigm for smart medical insurance management by aggregating and analyzing multidimensional personal health data [2][3] - The pilot program will utilize a unified national medical insurance information platform to gather and manage core business data from designated medical institutions in real-time, including diagnosis, settlement, and usage of medical supplies [2] - The program will integrate data from wearable devices, home monitoring equipment, and health check-up institutions to effectively merge in-hospital medical settlement data with out-of-hospital health sensor data [2] Group 2 - The initiative will create multidimensional personal profiles for insured individuals, which will be dynamically updated and include health records, medical history, and health monitoring data to support health risk alerts and medical references [2] - Financial profiles will be constructed to integrate insurance payments, medical expenses, and account transactions, providing cost analysis and medical insurance recommendations [2] - The program will also compile personal information, family relationships, and credit records to support service connections and the establishment of a credit system [2][3]