45-year-old hid $20M net worth from fiancée. Dave Ramsey says he needs a prenup, but it isn’t about her at all

Core Insights - The article discusses the case of Brian, a 45-year-old man from Minneapolis, who has a net worth of approximately $20 million but has kept this information hidden from his fiancé [2][3] - Brian earns around $700,000 annually and lives a frugal lifestyle, which has contributed to his decision to conceal his wealth due to past experiences in relationships [2] - The article highlights the increasing acceptance of prenuptial agreements among younger generations, with a significant percentage of Gen Z and millennials considering them before marriage [5][6] Group 1: Financial Transparency and Relationships - Brian's fiancé is unaware of his true financial status, which raises concerns about trust and transparency in their relationship [3][7] - The article emphasizes the potential risks of not having a prenuptial agreement, as assets would be divided according to state laws in the event of a divorce [4] - The conversation about financial matters, including prenups, can be challenging, especially when financial situations are disclosed after engagement [6][7] Group 2: Prenuptial Agreements in Modern Society - A survey indicates that 26% of Gen Z respondents have signed a prenup, and nearly 45% of Gen Z and millennials are likely to consider one before marriage [5] - Julia Rodgers, CEO of HelloPrenup, notes that millennials view prenups as a proactive discussion about expectations rather than a sign of impending divorce [6] - Despite the growing acceptance of prenups, they remain a difficult topic to discuss, often considered a financial planning taboo [6]