“个人医保云”试点申报启动将提供“数据画像”

Core Insights - The National Healthcare Security Administration (NHSA) of China has launched a pilot program for the "Personal Medical Insurance Cloud" aimed at integrating and managing personal health data to create comprehensive healthcare profiles for individuals [1] Group 1: Pilot Program Overview - The pilot program will utilize a unified national medical insurance information platform to gather and manage core business data from designated medical institutions in real-time [1] - The initiative will also explore the integration of public health and health management data, particularly from wearable devices and home monitoring systems [1] Group 2: Data Utilization - Data analysis techniques will be employed to construct multidimensional personal profiles for insured individuals, which will be dynamically updated [1] - The personal health records will include historical medical data, treatment records, and health monitoring data to support health risk alerts and medical consultation [1] Group 3: Financial and Information Records - The program will also create personal financial records that integrate insurance payments, medical expenses, and account transactions to provide cost analysis and medical insurance recommendations [1] - Personal information records will compile basic details, family relationships, and credit histories to support service connections and credit system development [1] Group 4: Implementation Timeline - Provincial healthcare departments are tasked with guiding eligible regions to develop pilot plans, with the NHSA set to evaluate these plans and finalize pilot locations by February 2026 [1]