Xin Lang Cai Jing·2026-01-11 22:25Core Viewpoint - The joint issuance of the notification by the People's Bank of China, the Ministry of Agriculture and Rural Affairs, and the Financial Regulatory Bureau aims to promote the financing model of livestock collateral, enhancing the financial institutions' ability to utilize rural assets and support rural revitalization [1][2]. Group 1: Policy and Regulatory Framework - The notification establishes clear regulations for property rights registration, value assessment, mortgage registration models, and collateral disposal mechanisms [2]. - It encourages the use of digital technologies such as electronic ear tags and biometric identification to support the collateralization of livestock [2]. Group 2: Financial Innovations and Products - Financial institutions are developing innovative products like "Smart Animal Husbandry Loans" to address the challenges of collateralizing live assets, incorporating technology for effective post-loan management [3]. - The integration of "agricultural insurance + financing" models is encouraged to enhance risk-sharing and improve financing services for agricultural producers [3]. Group 3: Market Trends and Data - In the first three quarters of 2025, the national production of pork, beef, mutton, and poultry reached 73.12 million tons, an increase of 2.68 million tons or 3.8% year-on-year, indicating a positive trend in the livestock industry [1]. - The promotion of livestock collateral financing is seen as a pathway to broaden the range of rural collateral, addressing the valuation and monitoring challenges associated with live assets [1][2]. Group 4: Collaborative Efforts and Ecosystem Development - The development of livestock collateral financing requires collaboration between policy incentives and business innovations, with a focus on supply chain finance and dynamic risk control [4]. - Financial institutions are encouraged to build a scientific value assessment system and a comprehensive risk monitoring mechanism to transform livestock assets into viable financing options [4].