双双提前结募！这类产品火了！

Core Insights - The public FOF market is experiencing significant growth, with two products closing early in the first week of 2026, indicating strong investor interest [1][2] - The average net value growth rate for public FOFs in 2025 was 14.95%, with several exceeding 50%, showcasing their performance [2] - The total scale of public FOFs reached approximately 2,383 billion yuan by the end of 2025, marking a nearly 70% increase compared to the end of 2024 [2][5] Performance Highlights - In 2025, public FOFs collectively raised 845.29 billion yuan, an increase of over 8 times year-on-year, reaching a new high since 2022 [2] - The early closure of products like Wanjiatai Stable Three-Month Holding Mixed FOF and GF Yuying Stable Three-Month Holding Mixed FOF reflects the strong demand in the market [2] Market Dynamics - The decline in domestic bond yields and the narrowing of traditional financial product returns have increased the demand for alternative investment products like public FOFs [3] - The deepening of investor education has led to a greater recognition of the value of public FOFs in asset allocation and risk smoothing [3] - The diversification of asset allocation in public FOFs, including stocks, bonds, commodities, QDIIs, and REITs, has enhanced their attractiveness to investors [3] Future Outlook - Industry experts believe that public FOFs will continue to grow and may become a core product in asset allocation systems in 2026, driven by factors such as "financial relocation," "pension demand," and "tool upgrades" [4][5] - The design of public FOF products is expected to become more refined to align with pension policies, catering to long-term and stable investment needs [5][6] - There will be a continued deepening of cross-asset diversification in public FOFs, expanding from traditional asset classes to include global and alternative assets [6]