TRS(SZ:300229) Xin Lang Cai Jing·2026-01-12 01:57Core Insights - The financial technology sector is experiencing significant activity, with the CSI Financial Technology Theme Index rising over 1.5% as of January 12 [1][7] - AI financial concept stocks are leading the gains, with notable increases in stocks such as Tuolisi and Puyuan Information, which rose over 10% [1][7] - The best-performing financial technology ETF (159851) has seen its price increase by over 2%, reaching a new high since November 2025, with trading volume exceeding 200 million yuan [1][7] Policy, Technology, and Business Dynamics - Current policies, technology advancements, and business needs are reshaping the growth logic of the financial technology industry [3][9] - The implementation of the "Financial Technology Development Plan (2022-2025)" is accelerating the domestic replacement of core systems, databases, and middleware [6][12] - Financial institutions are increasingly adopting cloud computing, with projections indicating that by 2025, approximately 75%, 85%, and 90% of institutions will have completed cloud deployment for core business systems, office systems, and peripheral business systems, respectively [6][12] Investment Opportunities - Investors are encouraged to focus on the financial technology ETF (159851) and its associated funds (Class A 013477, Class C 013478), which cover a wide range of sectors including internet brokerage, financial IT, cross-border payments, AI applications, and Huawei's HarmonyOS [4][10] - The financial technology ETF (159851) has an average daily trading volume of 800 million yuan over the past six months, indicating strong liquidity compared to other ETFs tracking the same index [4][10]