NOTICE REGARDING THE OFFERING OF EUR 9,391,300 5th TRANCHE OF UAB “KVARTALAS” BONDS

Group 1 - The Issuer, UAB "Kvartalas", is set to offer bonds amounting to up to EUR 9,391,000 in Lithuania, Latvia, and Estonia starting from 13 January 2026 [2] - The bonds have a nominal value of EUR 100 and an issue price of EUR 101.9303, with a fixed interest rate of 8.00% annually and a yield of 6.75% annually [5] - The subscription period for the bonds will run from 13 January 2026 to 21 January 2026, with the possibility of early closure if sufficient investor demand is reached [5] Group 2 - The final maturity date for the bonds is set for 19 December 2026, and the issue date is 28 January 2026 [5] - The announcement of offering results will occur on 22 January 2026, or earlier if the subscription period is shortened [5] - Investors are advised to read the Prospectus and Final Terms before making investment decisions, which are available on the Issuer's website [3]