金融监管总局集中答复！

Core Viewpoint - The Financial Regulatory Administration has responded to various proposals from the National People's Congress and the Chinese People's Political Consultative Conference, outlining directions for the high-quality development of agricultural insurance, including the revision of the Agricultural Insurance Regulations and the enhancement of green agricultural insurance [1]. Group 1: Agricultural Insurance Regulation Revision - The Financial Regulatory Administration acknowledges the importance of revising the Agricultural Insurance Regulations to enhance the agricultural insurance system, which was first implemented in March 2013 and revised in 2016, establishing a legal framework for agricultural insurance in China [2][3]. - The existing agricultural insurance legal framework has proven effective and aligns with China's national conditions, leading to significant growth in the sector since the implementation of the regulations [3]. Group 2: Technological Integration in Agricultural Insurance - The Financial Regulatory Administration is promoting the integration of technology in agricultural insurance, enhancing underwriting and claims processes through the use of big data, satellite remote sensing, and other advanced technologies [4][5]. - A nationwide agricultural insurance information management platform is being developed to facilitate data sharing among insurance institutions, thereby improving risk management capabilities [5]. Group 3: Green Agricultural Insurance Development - The Financial Regulatory Administration is focusing on establishing a green agricultural insurance service system that supports sustainable agricultural development and ecological risk management through insurance mechanisms [6]. - Insurance companies are encouraged to collaborate with research institutions to develop risk assessment models based on big data and remote sensing technology, improving the precision of risk evaluations [6][7]. Group 4: Agricultural Employment Insurance Products - The Financial Regulatory Administration is guiding insurance companies to develop agricultural employment insurance products to mitigate employment risks, particularly for flexible employment in the agricultural sector [8]. - Employer liability insurance has become an important supplement to the labor protection system, addressing the needs of new employment forms and contributing to social stability [8].