多地医保大幅提高产检报销 北京最高可报1万元

Core Insights - Multiple regions in China, including Beijing, Ningxia, and Fuzhou, have significantly increased the reimbursement levels for prenatal check-up expenses as part of a broader initiative to enhance maternal healthcare support [1][2][3] Summary by Sections Increased Reimbursement Levels - Starting January 1, 2026, Beijing will fully cover prenatal check-up costs for female employees under the maternity insurance, raising the reimbursement cap from 3,000 yuan to 10,000 yuan for eligible expenses [2] - Other cities like Huizhou and Fuzhou have also implemented full reimbursement policies for prenatal check-ups, effectively reducing the financial burden on expectant mothers [2] Policy Expansion - The coverage of maternity insurance benefits is being expanded to include unemployed spouses of male employees in Beijing and Fuzhou, allowing them to access the same reimbursement standards as female employees [4] - Beijing has added flexible employment, retired individuals, and insured residents to the list of those eligible for prenatal check-up reimbursements [5] Specific Regional Policies - In Ningxia, as of January 1, 2026, there will be no minimum payment threshold for prenatal check-ups, with reimbursement rates set at 60% for residents and 75% for employees, with maximum limits of 1,000 yuan and 4,500 yuan respectively [3] - Yunnan Province is also working on enhancing prenatal check-up reimbursement levels, proposing a unified reimbursement policy for both employee and resident insurance participants [3][5]