Zhong Guo Jin Rong Xin Xi Wang·2026-01-12 09:09Core Insights - The article highlights the proactive role of Bank of Communications Ningxia Branch in supporting the healthy development of private enterprises through optimized financial services [1] Group 1: Financial Support for Private Enterprises - As of the end of 2025, the bank aims to serve 4,794 private enterprise clients with a loan balance of 20.8 billion yuan, accounting for over 40% of total loans [1] - The bank plans to issue over 11 billion yuan in credit to private enterprises by 2025, focusing on key sectors such as green credit, high-end manufacturing, and strategic emerging industries [1] - From January to November 2025, the bank issued 14.9 billion yuan in new loans to private enterprises [1] Group 2: Innovative Financial Services - The bank has initiated a syndicate loan of 1 billion yuan for a private enterprise's energy storage project, marking the first of its kind in the region [1] - A customized online product called "Ningyi Loan" has been launched, providing 124 million yuan in loans to 16 small and micro enterprises since its introduction in May [2] Group 3: Resource Allocation and Service Quality - The bank is enhancing policy support and resource allocation to ensure effective service delivery to private enterprises, including a dedicated credit growth plan for them [3] - The bank is conducting extensive outreach to private enterprises through events and tailored service plans, aiming to reduce their overall financing costs [3] - The bank emphasizes a balanced approach to risk assessment, ensuring support for private enterprises without violating regulations [3]