美国银行股普遍下挫 特朗普剑指信用卡利率

Core Viewpoint - The announcement by President Donald Trump regarding a potential cap on credit card interest rates at 10% has led to a significant decline in the stock prices of banks involved in credit card operations, increasing political pressure on major issuers like JPMorgan Chase, Capital One, and Citigroup [1] Group 1: Impact on Bank Stocks - Bank stocks, particularly those involved in credit card issuance, experienced a notable drop in pre-market trading, with Capital One falling by 9.7% and American Express down by 4.6% [1] - Major banks saw widespread declines in stock prices, including Citigroup down by 4.1%, JPMorgan Chase down by 2.8%, and Wells Fargo down by 2.2% [1] Group 2: Analyst Insights - Analyst Mike Mayo from Wells Fargo indicated that the proposed cap on credit card interest rates could eliminate annual revenues from credit card operations [1] - JPMorgan analyst Vivek Juneja warned that if the cap is implemented, it could have a "significant impact" and potentially drive consumers towards higher-cost debt options [1] Group 3: Broader Market Reaction - Barclays, a UK bank heavily involved in consumer banking through credit cards, also saw its stock drop by 4.8% in London, marking the largest intraday decline since October 17 of the previous year [1]