Core Viewpoint - The company, Qifu Life Services, has successfully capitalized on the silver market, generating significant profits from its investments in silver bars, with a total profit of approximately 1.63 billion yuan from its trading activities [1][9]. Group 1: Silver Investment Performance - On January 7, Qifu Life Services announced the sale of 400,000 ounces of unallocated silver bars for approximately 226 million yuan, resulting in a profit of about 143 million yuan [1]. - Following this, the company sold an additional 280,000 ounces of silver bars for around 161 million yuan, with an expected profit of about 20 million yuan for the fiscal year 2026 [7][9]. - The total profit from silver investments since 2020 has reached approximately 1.63 billion yuan, showcasing the company's strategic positioning in the silver market [1][9]. Group 2: Market Trends and Predictions - The current silver price is at $84.237 per ounce, with predictions indicating that the price could rise to $33 by 2025 due to increasing demand and limited supply [2]. - The COMEX silver price is expected to see a significant increase, with a projected annual growth rate of over 93% in 2025, following a substantial rise in gold prices [2]. - The company believes that the current market conditions present an optimal time to liquidate part of its silver investments, as prices are at a recent high [2][6]. Group 3: Historical Investment Strategy - Qifu Life Services began investing in silver in 2020, initially investing 138 million yuan, followed by reduced investments in subsequent years [4]. - In 2022, the company sold 500,000 ounces of silver bars for a total of 89 million yuan, generating a profit of 5 million yuan, which covered interest expenses [3]. - The company has maintained a consistent investment strategy in silver, with a total investment of approximately 50.5 million yuan in 2023, indicating a stable approach to asset management [5]. Group 4: Business Performance and Structure - Qifu Life Services reported a revenue of 161 million yuan for the first half of 2025, a decrease of 11.6% year-on-year, with a profit increase of 41.6% [11]. - The company manages a relatively small portfolio, including 16 residential areas and 6 commercial properties, totaling approximately 10.19 million square meters [11]. - The revenue structure is heavily reliant on retail services, which accounted for a significant portion of income, highlighting the need for diversification in revenue streams [12].
祈福生活服务 “追风” 靠“炒银”纯赚1.63亿