This Social Security Spousal Benefits Rule Could Be a Big Disappointment

Key Points Social Security benefits are available based on your own work record or a spouse's work history. If your spouse made more money than you did, you may want to claim on their record. Unfortunately, you can't increase spousal benefits by delaying your claim after FRA. The $23,760 Social Security bonus most retirees completely overlook › If your spouse earned more money than you did over their working life, or if you didn't work enough to qualify for Social Security retirement benefits, y ...