Jing Ji Ri Bao·2026-01-12 23:47Group 1 - The central economic work conference emphasizes the need for financial institutions to support key areas such as expanding domestic demand, technological innovation, and small and micro enterprises [1][2] - The conference prioritizes the construction of a strong domestic market and the implementation of consumption-boosting actions, alongside plans for increasing urban and rural residents' income [2][5] - Financial institutions are encouraged to enhance credit support measures to stimulate consumption and expand domestic demand, with specific initiatives from major banks like China Construction Bank and Bank of China [2][3] Group 2 - Financial institutions have rapidly responded to consumption promotion policies by increasing credit issuance and innovating service models, with Industrial and Commercial Bank of China issuing nearly 100 billion yuan in personal consumption loans since the policy's implementation [3] - Ping An Bank issued the first floating-rate technology innovation bond linked to the loan market rate, raising 6.5 billion yuan for technology loans, reflecting a commitment to support technological innovation [4] - The financial "five major articles" initiative has led to significant loan balances, with a total of 105.6 trillion yuan, representing 38.7% of all loans, and a year-on-year growth rate of 13.2%, surpassing the average growth rate of all loans [6]