“土特产”变身“金名片” 金融活水润泽富民好“丰”景

Core Viewpoint - The development of county-level specialty industries, particularly local agricultural products, is crucial for rural revitalization and economic growth in China, supported by financial institutions that provide tailored services to meet industry needs [1][2][3]. Group 1: Specialty Products and Economic Impact - Local specialties like pomegranate pancakes from Shandong and mountain walnuts from Zhejiang are becoming significant contributors to county economies, especially during the festive season [2][3]. - The rise of these products is attributed to their unique characteristics and the integration of financial support, which helps local farmers innovate and expand their businesses [1][2]. Group 2: Financial Support and Innovation - Financial institutions, such as Construction Bank and Industrial Bank, are actively providing support to local farmers, enabling them to overcome funding challenges and invest in modern production facilities [4][5]. - Innovative financial products, like credit loans tailored for specific agricultural needs, are being introduced to facilitate the growth of these specialty industries [3][4]. Group 3: Technological Advancement - The emphasis on technology in agriculture is highlighted as essential for moving away from traditional reliance on weather conditions, with financial backing playing a key role in enabling technological adoption [4][5]. - Farmers are increasingly utilizing standardized production environments, leading to improved product quality and marketability, transforming local specialties into premium products [5]. Group 4: Market Expansion and Global Reach - Financial institutions are creating platforms to connect local agricultural producers with broader markets, facilitating the export of high-quality products to regions like the Greater Bay Area [6][7]. - Initiatives such as integrated service systems combining credit, marketing support, and cold chain logistics are being implemented to enhance the entire supply chain for local agricultural products [6][7]. Group 5: Financial Metrics and Growth - As of November 2025, the balance of agricultural loans from Construction Bank exceeded 550 billion yuan, with significant growth in specialized loan products aimed at supporting farmers [7].