Core Viewpoint - Zhejiang Mintai Commercial Bank's Shanghai branch has been fined 7.15 million yuan for multiple regulatory violations, marking the largest penalty in the banking sector since early 2026 [2] Regulatory Violations - The Shanghai branch of Mintai Bank was penalized for ten major violations, including failure to report statistical data as required, improper management of insurance costs, and severe breaches in post-loan management for both working capital and personal loans [3] - Other violations included inaccurate classification of loans, improper management of discount funds, and serious issues in employee behavior management [3] Previous Penalties - This is not the first time Mintai Bank has faced regulatory penalties; in December 2020, it was fined 900,000 yuan for concealing non-performing loans through improper asset transfers [4] - In 2018, multiple branches of Mintai Bank were penalized for similar issues, including concealing asset quality and misrepresenting loan figures, with fines totaling 2.05 million yuan and 3.1 million yuan for different infractions [4] Company Background and Growth - Mintai Bank was established in May 1988 and transformed into a city commercial bank in 2006, focusing on microfinance services [5] - As of September 2025, the bank's total assets reached 321.45 billion yuan, indicating significant business expansion [5] - Despite growth, the bank has faced ongoing internal control and risk management issues, highlighted by recent penalties, suggesting a need for improved compliance and internal control mechanisms for future development [5]
涉及贷款违规 民泰银行被罚715万元 此前曾多次业务违规遭监管处罚
Xi Niu Cai Jing·2026-01-13 02:09