上海：针对特定群体和服务业小微经营主体加大保险保障力度

Core Viewpoint - The Shanghai Municipal Government has issued measures to promote the quality and efficiency of the service industry and boost consumption, with a focus on supporting insurance product and business innovation [1] Group 1: Insurance Product Innovation - The government aims to optimize and upgrade the "Hu" series of inclusive insurance products, including "Hu Hui Bao," "Hu Jia Bao," "Hu Ye Bao," and "Hu Qi Bao," to enhance insurance coverage for specific groups and small micro-enterprises in the service industry [1] - There is an emphasis on enriching the supply of tourism insurance, accident insurance, and health insurance products, as well as expanding the coverage of commercial health insurance direct compensation services [1] - The initiative includes plans to gradually achieve synchronized settlement of medical insurance and commercial insurance across major tertiary hospitals in Shanghai [1] Group 2: Pension Insurance Development - The measures encourage the development of the third pillar of pension insurance, promoting the creation of diversified personal pension exclusive products [1] - There is a focus on innovating commercial pension products to enhance the retirement savings landscape [1]