澎湃金融“新动能” 助力特色产业高质量发展

Core Viewpoint - The Daching Financial Regulatory Bureau is actively implementing the spirit of the Central Financial Work Conference, guiding local financial institutions to increase resource allocation for key industries such as redwood furniture, new insulation materials, new energy vehicle manufacturing, and recycling metals, thereby injecting new financial momentum into these sectors [5][6]. Financial Support and Growth - As of now, loans in Daching County have increased by 3.979 billion yuan since the beginning of 2025, with a growth rate of 16.07%, ranking first in the city for loan growth and second for loan increment [5]. - Loans for county-specific industries have added 2.658 billion yuan, accounting for 74.56% of the new loans, significantly enhancing the quality and efficiency of financial services to the real economy [5]. Collaborative Efforts - The bureau has collaborated with the county government to implement a joint meeting system to promote the development of the private economy, establishing a cross-departmental collaborative work mechanism [5]. - Financial support has been provided through guarantee fee subsidies and risk compensation, encouraging financing guarantee institutions to offer low-rate guarantee services to local tech SMEs, with a total guarantee business balance of 37.77 million yuan [5]. Innovative Financial Products - The bureau has developed a plan to enhance the financial service capabilities of banks for SMEs, promoting innovative practices through policy guidance [8]. - Financial institutions are encouraged to adopt tailored service strategies, such as "specialized loans" for tech firms and "industry-specific loans" for local industry clusters, providing a wider range of financing options for SMEs [8]. Effective Financial Matching - A comprehensive online and offline network for financial matching has been established, focusing on the unique characteristics of local industries [9]. - The bureau regularly shares a "white list" of financing credit enterprises with local banks to ensure rapid response to the needs of key enterprises [9]. Enhanced Service Efficiency - The bureau has guided local banks to form action teams to improve the adaptability and responsiveness of financial services [10]. - Following a strategic cooperation agreement with local banks, 138 loans amounting to 278 million yuan have been issued to the insulation materials industry, with loan approval times reduced from 10 days to as fast as 3 days [10].