《数字金融蓝皮书：中国数字金融创新发展报告》发布

Core Insights - The report highlights the continuous expansion of the digital yuan pilot areas and usage scale, with applications diversifying across various sectors [1] Group 1: Digital Yuan Expansion - As of October 2024, the digital yuan pilot program has covered 17 provinces and municipalities [1] - By the end of July 2024, the digital yuan app has opened a total of 180 million personal wallets, with a cumulative transaction amount of 7.3 trillion yuan in pilot areas [1] Group 2: Regional Developments - In Beijing, as of October 20, 2024, there are 22.55 million digital yuan wallets opened, with 693,000 application scenarios implemented [2] - In Shenzhen, the number of digital yuan wallets increased by over 6 million since the beginning of the year, with a cumulative business transaction amount growing by over 80% year-on-year as of the end of September 2024 [2] Group 3: Application Scenarios - The digital yuan has expanded from traditional sectors like wholesale retail and dining to emerging fields such as education, healthcare, and urban governance [2] - In Xiong'an New Area, innovative applications include offline payment for public transport, comprehensive payment for migrant workers' wages, and automatic issuance of technology innovation vouchers [2] - In Suzhou, 1.1882 million application scenarios have been implemented, including the first cross-border tax payment using the digital yuan through a multilateral central bank digital currency bridge, streamlining the tax payment process [2]