民生新政密集落地，新年幸福可感可及

Group 1: Healthcare Policies - The new healthcare policy effective from January 1, 2026, includes the implementation of a revised National Basic Medical Insurance, Maternity Insurance, and Work Injury Insurance drug list, adding 114 new reimbursable drugs, significantly enhancing coverage for critical areas such as cancer, chronic diseases, mental health, rare diseases, and pediatric medications [1] - The National Medical Insurance Administration and the Ministry of Finance announced on January 9, 2026, measures to accelerate the cross-province mutual use of personal accounts in basic medical insurance, supporting family members in medical treatment and medication purchases [1] - The promotion of medical imaging cloud services and the acceleration of mutual recognition of test results aim to reduce the hassle and costs associated with repeated medical examinations [1] Group 2: Family Support Initiatives - The 2026 maternity subsidy program will enhance online application features, aiming for "no out-of-pocket" expenses for childbirth within policy coverage by 2026 [2] - The central government plans to increase the basic pension standards for urban and rural residents in 2026, while the long-term care insurance system will transition from pilot programs to full establishment, focusing on severe disability coverage [2] - These dual guarantees for the elderly and children provide families with greater security and comfort in their daily lives [2] Group 3: Administrative Services Improvement - The "certificate-free" initiative allows for cross-departmental sharing and verification of commonly used documents, significantly speeding up processes like public fund withdrawals [2] - A new offline assistance mechanism will provide prioritized services for the elderly and disabled, enhancing the warmth of administrative services [2] - The National Medical Insurance Administration aims to fully promote convenient payment methods such as facial recognition, QR codes, and mobile payments within three years, creating a more efficient medical payment system [2] Group 4: Consumer and Employment Policies - The nationwide "old-for-new" consumption initiative includes subsidies for traditional appliances and new products like smart glasses and smart home devices, enhancing living standards and promoting green consumption [3] - The expansion of entrepreneurial loan support to include graduates from previous years and vocational schools, along with the gradual reduction or elimination of collateral requirements for labor-intensive small businesses, aims to improve employment conditions [3] - The pilot program for occupational injury protection for new employment forms will be expanded nationwide, providing better job security for gig economy workers such as delivery riders and couriers [3] Group 5: Overall Impact on Livelihood - A series of new measures directly address pressing issues in people's lives, reflecting a development philosophy centered on the people and demonstrating ongoing improvements in living standards [3] - The implementation of these policies is expected to enhance the quality of life for citizens, ensuring that everyone can share in the benefits of development and enjoy a more fulfilling life [3]