宁夏银川市出台8项举措助力房地产市场平稳健康发展

Core Viewpoint - The implementation of measures to promote the stable and healthy development of the real estate market in Yinchuan City, focusing on various aspects such as land security, planning design, housing quality, policy support, and supply guarantees [1] Group 1: Land and Development Policies - New measures include a dynamic adjustment mechanism for newly sold residential land, linking assessment prices to surrounding housing sales prices, with the option for phased payment of land transfer fees [1] - The measures clarify conditions for land nature changes, subdivision transfers, phased development, and "mortgage transfer," aiming to enhance land utilization efficiency [1] Group 2: Housing Loan Support - For families with two children, the public housing fund loan limit is increased by 200,000 yuan; for families with three or more children, the limit is increased by 300,000 yuan, supporting improved living conditions for multi-child families [1] - The policy expands the eligibility and usage of public housing fund loans, allowing for a second loan application after marriage and extending usage to direct relatives for purchasing homes and paying transaction taxes [1] - The loan term for public housing funds is extended by 5 years for both male and female employees, aligning with the delayed retirement policy [1] - The mechanism for converting commercial loans to public housing loans is optimized, allowing direct conversion of commercial mortgage loans to public housing fund loans [1]