宁夏银川：对新出让的商品住房用地实行动态调整机制

Core Viewpoint - The Ningxia Yinchuan Municipal Government has implemented measures to promote the stable and healthy development of the real estate market, effective from the 13th [1] Group 1: Land Policy Adjustments - A dynamic adjustment mechanism for newly transferred commercial housing land has been established, linking land assessment prices to surrounding housing sales prices [1] - Land transfer fees can now be paid in installments, enhancing land utilization efficiency [1] - The policy clarifies conditions for land nature changes, subdivision transfers, phased development, and "mortgage transfer" [1] Group 2: Support for Families - Families with two children can receive an additional 200,000 yuan in housing fund loan limits, while families with three or more children can receive an additional 300,000 yuan [1] - The policy expands the eligibility for housing fund loans, including provisions for pre-marital loan usage and extending loan applications to direct relatives [1] - The loan term for both male and female employees has been extended by 5 years [1] Group 3: Loan Application and Usage - The policy allows for the conversion of commercial housing mortgage loans directly into housing fund loans [1] - The scope of housing fund usage has been broadened to include payment of housing transaction taxes [1]