Jin Rong Jie·2026-01-13 12:53Group 1 - The 2026 commemorative coins and banknotes will be available for online reservation starting January 13, with a total issuance of 100 million for each product [1] - Shanghai government has introduced four financial measures focusing on consumer scenarios and innovation in consumer finance, aiming to support the expansion of consumer finance business in the banking sector [4] - The banking industry is experiencing a retail "asset enhancement battle," with state-owned banks offering rewards exceeding 3,000 yuan to attract retail deposits and investment [7] Group 2 - Pudong Development Bank reported total assets exceeding 10 trillion yuan, with a net profit growth of 10.52% year-on-year, indicating improved asset quality and profitability [1] - The Chongqing Rural Commercial Bank's management has increased their shareholdings, signaling confidence in the bank's future development [2] - A significant amount of high-interest fixed deposits, estimated at around 50 trillion yuan, will mature in 2026, which may stabilize bank profitability as funds are reallocated [3] Group 3 - Over 60 village banks have been transformed into branches by state-owned banks in 2026, aiming to enhance financial services in rural areas [5] - Banks are launching structured deposits linked to gold, with annualized returns reaching up to 5%, as gold investment products gain popularity amid fluctuating gold prices [8] - Many small and medium-sized banks are closing cross-border transaction capabilities for debit cards in response to increasing incidents of overseas card fraud, enhancing their risk management systems [10]