Core Viewpoint - The company Qifu Life Service has adopted a unique profit strategy by investing in silver, achieving significant returns that exceed its projected net profit for 2024 [2][11]. Group 1: Investment Strategy - Qifu Life Service reported a total investment gain of approximately 2.47 billion yuan from two silver trading transactions, which is 2.53 times its expected net profit for 2024 of 97.539 million yuan [2][5]. - The company purchased 800,000 ounces of silver bars in 2020 at an average cost of 128.75 yuan per ounce, setting the stage for future profits [5][6]. - In January 2024, the company sold 400,000 ounces of silver for 226 million yuan and 280,000 ounces for 162 million yuan, achieving average selling prices of 565.5 yuan and 577.5 yuan per ounce, respectively [8][10]. Group 2: Financial Performance - For the first half of 2025, Qifu Life Service reported total revenue of 161 million yuan, a year-on-year decline of approximately 11.6%, with a gross profit of about 82.5 million yuan, down 2.4% [12]. - The company's revenue sources are diverse, including property management, retail, extracurricular training, information technology services, and supporting life services, but performance across these sectors has been inconsistent [11][12]. - The retail services segment, which includes 24 stores, generated 63.1 million yuan in revenue, reflecting a slight decline of 1.1% year-on-year [12]. Group 3: Market Reaction and Future Outlook - Following the announcement of its silver trading profits, Qifu Life Service's stock price rose by 8.64% on January 12, indicating positive market sentiment [10]. - Industry experts suggest that while Qifu Life Service's silver investment has been a successful strategy, it may not be replicable for other small property companies facing similar growth challenges [10][11].
“现在是变现的合适时机”，广州一本土物企清仓21吨白银狂赚2.47亿元