Core Viewpoint - Qifu Life Service has adopted a unique profit path by generating significant investment income through silver trading, which has become a crucial financial strategy amid challenges in its core business operations [1][9]. Group 1: Investment Strategy - The company made two major silver transactions, earning approximately 2.47 billion yuan, which is 2.53 times its projected net profit for 2024 [1][4]. - On January 12, the company announced the purchase of 280,000 ounces of silver bars for about 162 million yuan, expecting a profit of 104 million yuan [4]. - Previously, on January 9, the company completed a sale of 400,000 ounces of silver bars, realizing a profit of 143 million yuan [4][6]. Group 2: Historical Context - Qifu Life Service began its silver trading in February 2020, purchasing 800,000 ounces of silver bars for a total of 103 million yuan, with an average cost of 128.75 yuan per ounce [5]. - In 2021, the company faced a fair value loss of approximately 21.24 million yuan on its silver holdings but managed to recover by selling 500,000 ounces in 2022 for 79.05 million yuan [5]. Group 3: Business Performance - The company has a relatively small managed area of 10.18 million square meters compared to larger competitors, which limits its growth potential [9]. - For the first half of 2025, the company's total revenue was 161 million yuan, a year-on-year decline of approximately 11.6%, with various business segments showing inconsistent performance [10]. - The retail service segment, which is the largest revenue contributor, saw a slight decline of 1.1% in revenue, while other segments like information technology services and ancillary living services experienced significant drops [10]. Group 4: Market Implications - The investment strategy of Qifu Life Service reflects a broader trend among property management companies seeking alternative revenue sources amid a slowdown in the real estate sector [4][9]. - Experts suggest that while such investment strategies can enhance financial performance, they may also divert focus from core business innovation and long-term competitiveness [10].
广州一本土物业公司清仓21吨白银狂赚2.47亿元