Core Insights - A 42-year-old Reddit user has saved over $3 million but is experiencing burnout and is uncertain about his future career and family plans [1][2]. Financial Situation - The Redditor's $3 million nest egg allows for financial flexibility, with a potential annual income of $111,000 at a 3.9% withdrawal rate [2][7]. - If the Redditor maintains his investments, his portfolio could grow to over $6.43 million in eight years with a 10% average annual return, providing an annual income of $237,910 if he retires at age 50 [4][7]. Career Options - Given his financial situation, the Redditor could consider part-time work, a less stressful job, or consulting roles, allowing him to maintain financial independence while addressing burnout [5][6][7]. - Reducing work hours could also provide him the opportunity to focus on personal life goals, such as finding a partner and starting a family [6].
I’m 42 and single – I’ve been able to save over $3 million for retirement but now I’m struggling to find motivation
Yahoo Finance·2026-01-13 17:22